Alaska Auto Insurance Offices – Locate affordable coverage

About Alaska auto insurance requirements.

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The owner or operator of a vehicle registered in the state of Alaska, for use on the road must have liability coverage with minimum limits of $50,000 per person for Bodily Injury, $100,000 per accident for Bodily Injury, and $25,000 per accident for Property Damage.

Bodily Injury is the portion of your policies liability coverage that pays for expenses such as medical costs, loss of income, and funeral costs of others who are injured or killed as the result of your actions. The property damage coverage on your policy is the part of your liability coverage that pays for expenses to repair or replace the property of others which is damaged or destroyed because of your actions.

In Alaska, if you are involved in an motor vehicle accident that causes another person bodily injury, death, or property damage exceeding $501, you will be required to show proof of insurance on the spot. If you fail to have, or provide proof of insurance, you could be facing suspension of your Alaska driver’s license. Before your license can be reinstated, proof of financial responsibility (SR-22) must be supplied and reinstatement fees must be paid.

Use Alaska Auto Insurance Offices locator to compare local, regional and national rate quotes for your best deal.

All insurance companies operating in the state must offer you a variety of coverage choices, including limits equal to the Liability coverage which you selected, as well as several optional limits up to $1 million per person and also up to $2 million per accident for Bodily Injury. You must be offered Bodily Injury and Property Damage as separate coverage’s. Our Alaska Auto Insurance Offices and companies will guide you to your best solution.